Harness collective intelligence

CFO insights from Frakxion’s bench: The Banking Relationship Built on Incomplete Information.

“One company was paying 12% interest to a mezzanine lender – eight points above bank rates – because their banker saw seasonal cash swings as dangerous volatility. The business patterns were actually predictable, but nobody had shown the bank with confidence the real cash flow story. Once we did, we eliminated the expensive backup financing entirely.”

The potential: Finely tuned financial projections, solid assumptions respecting the future outlook, telling a convincing story, and providing contingency plans to your bank often unlock significantly better borrowing terms.